Capital One is introducing a new credit card today that pays a 1 1/2% kick back on all purchases. Most money-back cards only pay 1%. The catch? You only get 1% each month, but then get the rest at the anniversary date of activating the card. So if you get a $50 kickback at the end of August, another $25 dollars is added to the pile you receive in 12 months. Why do it this way? I assume to discourage you from cancelling the card.
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08/24/2011
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I avoided all the hassle of interest rates by getting a 0 interest credit card. Now I'm stress free when paying my bills, and the credit card bills I pay are exactly what I had spent. 0 interest credit cards are definitely the way to go!
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Yes your right they do this to encourage the canceling of the card. The program offered here is a great opportunity for people looking for new credit cards. Its almost like the 0 interest credit card deal.
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